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Special tax break for charitable donations packs extra incentive for giving this year

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December 8, 2021
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The average savings account now pays a pathetic 0.06%. Here 5 spots where your savings can earn way more

The national average interest rate for savings accounts is just 0.06%, according to Bankrate data from November. LendingClub is offering a 0.60% APY for accounts with at least $2,500, and Marcus by Goldman Sachs offers an 0.50% APY with no minimum, as does Chime, SallieMae, Synchrony and a handful of others, as you can see below. With Varo, for example, you start by earning 0.50%, but then can quality to get a 3% APY if you receive total direct deposits of $1,000 or more each qualifying period, keep a daily savings balance of $5,000 or less the entire calendar month, and keep your bank and savings account balances above or equal to $0.00 the entire calendar month.

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